Top apk mod apk mod apk mod apk mod apk mod apk mod apk mod apk mod apk mod apk mod apk mod games and premium app for android

BellRyck offers a wide range of services aimed at individuals, either directly or through our specialist network of service providers.

Our services include, but are not limited to:



+ Personal Short-Term Insurance

Financial Advice young couple

Because every person has a unique set of needs, we are here to help you navigate through the myriad of available short-term insurance providers to choose the one best suited to your profile. In addition, you will benefit from personal service through direct access with our office staff, to address all your insurance-related claims, amendments and queries.

Our personal short-term insurance solutions give you access, but is not limited to: car, household, liability and accident cover from a range of leading insurance providers. We can also arrange additional cover like “top-up”, car hire, power surge, excess waivers, and more.

+ Financial Needs Analysis

Coffee and work

A Financial Needs Analysis is the cornerstone of your financial plan. Unless you have established your needs and goals, your plan will be flawed. The first step towards getting your finances in order and meeting your financial goals is a properly constructed financial plan.

A financial plan is a process where a financial planner considers a holistic view of your personal finances, and then proceeds to assist with establishing those goals and implementing practical solutions.

The 5-step financial planning process – how we do it:

Step 1: We collect your personal information and establish your specific goals and needs
Step 2: We analyse, evaluate and calculate your financial status
Step 3: Based on the results from Step 2, we develop a solution according to your status
Step 4: Implementation
Step 5: Reviewing and monitoring the implemented plan

The process will typically include the following, but may include more or less, depending on your unique profile:

  • Last Will and Testament
  • Financial Needs Analysis
  • Advice about tax efficiency
  • Calculation of estate costs (including estate duty calculation; liquidation & distribution account; cash surplus; or cash shortfall calculations)
  • Estate planning tools (trusts, companies and other legal structures)
  • Restructuring of your insurance portfolio

+ Estate Planning

Financial Advice young couple

Every person has a unique legacy. We believe your legacy should be taken care of and nurtured long after you have left it behind. Poor estate planning can cause a lot of unnecessary grief to your dependants.

Estate planning is the act of preparing for the transfer of a person’s wealth and assets after his or her death. Assets, life insurance, pensions, real estate, cars, personal belongings and debts all form part of your estate.

Our estate planners will expertly disseminate all the relevant facts and information pertaining to your own unique situation, thereby simplifying the whole process.

Our comprehensive estate planning and fiduciary services allow you to manage the assets in your estate efficiently and ensures that it is distributed according to your wishes when you pass away. We also assist in the administration of deceased estates.

+ Last Will and Testament

Last Will and Testament

Your will is an essential part of estate planning as it stipulates how you want your assets to be dealt with in the event of your death.

Proper estate planning will ensure that your estate is set up in a tax-efficient way to benefit you during your lifetime and your beneficiaries after your death.

+ Tax: Planning and Advisory Services

Planning and Advisory Services

Tax planning is the analysis of a financial situation or plan from a tax perspective. The purpose of tax planning is to ensure tax efficiency, with the elements of the financial plan working together in the most tax-efficient manner possible.

Our accounting services include individual and provisional tax returns.

+ Life Insurance, Disability and Dread Disease

Life Insurance, Disability and Dread Disease

Risk cover protects you, your family and your dependents’ financial security in the event of your death, disability or critical illness. These are all life-changing events and poor planning can lead to unnecessary grief, leaving your family in financial distress.

The risk of these events becoming a reality is uncertain, however: planning for uncertainty is essential.

We partner with most service providers in order to provide you with the best solutions for your unique circumstances.

+ Investment Planning

Young Couple

At BellRyck we believe that wealth management revolves around your personal profile, so we custom design every investment solution based on your unique profile and financial goals.

We have partnered with some of the most renowned investment specialists in the country. The investment solutions that we offer are unique, cost-effective and backed up by world-class research.


We offer inter alia:

  • A comprehensive value proposition
  • Pre- and post-retirement planning
  • Education plans
  • Saving for specific goals
  • Offshore investments
  • Unit trust
  • Tax free savings accounts

Whether you would like to trade directly in shares and other securities; or to invest in unit trusts; or you are in need of estate planning and fiduciary services an education plan for your children; we are suitably equipped to offer you…

Lifetime Financial Solutions.

+ Medical Aid and GAP Cover

Senior Couple

The purpose of a medical aid is to ensure that you are able to pay for treatment received from a GP, specialist or while in hospital. Your health is your most important asset – it is very important to insure it!

At BellRyck, we have access to a wide variety of healthcare and medical aid options from a range of leading insurance providers.

We also arrange for additional GAP cover to boost your healthcare benefits and even offer insurance for your best friend to help cover the cost of veterinary treatments.

+ Insurance for Your Best Friend (PawPaw Pet Health Insurance)

Insurance for Your Best Friend

They form a part of your family as much as any other member.

Pet insurance helps to cover the cost of veterinary treatment in the event of an insured animal falling ill or being injured in an accident.

To learn more, contact us today.